It has long been common to insure against accidents. In the West, it began to be accepted by the leading representatives of sports and show business to insure precisely those parts of the body whose condition is decisive for achieving success.
The story of insuring not the whole body, but its parts began in the 1920s. Today, the number of people to insure their parts has become so much that even on the famous London insurance market Lloyd’s an agent has appeared who is engaged in exactly these areas - Jonathan Thomas. Insurance companies, of course, keep complete confidentiality about their clients' property, but nosy journalists were still able to find out about the 20 most expensive body parts.
Mariah Carrie's legs. The American singer considered that the main means of her production and income was not her voice at all, but her legs! In 2006, she signed an advertising contract with Vest, where she presented the Legs of a Goddess project. Such extraordinarily attractive body parts of the singer were insured for $ 1 billion!
The body of David Beckham. This footballer has long been famous not for his exploits on the field, but for his social life. Unsurprisingly, in 2006, David insured his entire body for an impressive $ 200 million. This policy has become the most expensive in the history of sports. The insurance covers all injuries that Beckham may receive on the football field, aesthetic injuries and of course serious illnesses. The same insurance partially reimbursed the expenses of Real Madrid (at that time the footballer played in this club), if something happens to the star. As a result, the amount of the insured amount turned out to be so large that it had to be divided among several giant companies. Pepsi and Motorola took part in covering the risks associated with David Beckham's participation in their shares.
Michael Flatley's legs. For this dancer, it is the legs that are his main working instrument. The Irish tap-dancer has insured his unique limbs for $ 50 million. Flatley himself got into the Guinness Book of Records as the owner of the fastest legs in the world. The dancer claims that he is able to perform up to 27 movements per second.
The organs of smell of Angela Mount. Physical organs are not important for everyone - arms, legs ... For someone, other parts of the body are also important. Somerfiled recently insured its top wine taster Angela Mount for $ 20 million. The insurance protects the employee from losing his main tool of work - the sense of smell. Today Mount no longer works for anyone, representing only his own interests. Her clients include renowned English chefs Anthony Worrell Thompson and Gordon Ramsay.
America's Smile Ferrer. In America, the popular television series "Ugly Betty" (in Russia, the analogue was "Don't Be Born Beautiful"), and its star America Ferrera decided to insure her smile for as much as 10 million dollars! And in this case, the initiator was advertising sponsors - the manufacturer of the Aquafresh White Trays toothpaste. The action was carried out as part of a campaign to raise funds for free dental care for unemployed women.
Ken Dodd's teeth. The English comedian actor decided to concretize the insured body part. Ken Dodd became popular for his unusual appearance - disheveled hair and horse teeth. But fame was brought to him, of course, by his anecdotes, told in a machine-gun manner. The comedian decided to donate his main drawback - teeth, insuring them for 8 million. After all, his unusual bite (teeth sticking forward) causes a smile even before the actor's speeches begin. The policy stipulates that the owner must responsibly look after the teeth - brush them 3 times a day, do not eat lollipops and do not drive a motorcycle.
Ilya Gort's nose. Another man whose sense of smell, like his sense of taste, is worth millions. Ilya is the owner of the Chateau de la Garde company in Bordeaux. He decided to insure his nose against any damage - both physical and from loss of smell. The amount of insurance is $ 7.8 million. The decision was made after Gort learned that damage to the nose could lead to the loss of a valuable gift for the winemaker. The insurance contract was concluded with the Lloyd’s company, according to which the client is not allowed to ride a motorcycle, assist with knife throwers and take part in boxing competitions.
Bruce Springsteen's voice. If someone protects his scent, then the American singer decided to protect himself from losing his voice. In the 80s, it was the singer's stories about the small towns of America and the passions raging there that made him one of the symbols of the country. Springsteen ended up insuring his precious voice for $ 6 million.
Smell of professional perfume sniffers. Professionals dedicated to this work insure their sense of smell up to $ 4 million. Elite perfume manufacturers are chasing sniffers, because they are the ones who ultimately determine how a new Channel or Calvin Clein fragrance will smell.
Heidi Klum's legs. The insurance appraiser was the London-based auction house Phillips De Pury and Company, which is known for selling jewelry. It was these gentlemen who decided that the legs of the famous German model cost $ 2 million. At the same time, meticulous experts assessed the length of the legs, their shape, uniqueness and, of course, commercial potential. It should be noted that Heidi's left leg costs a little less - after all, insurers found a small scar on it. So the scrupulousness of appraisers is manifested not only when working with real estate or cars. The German company Brown asked to evaluate the legs of the top model, which decided to insure the face models of its advertising campaign for the new epilator. Is it only appropriate in this case to use the word "person"?
Keith Richards fingers. The guitarist of the legendary group "Rolling Stones" had a very unhealthy image, which did not prevent him from shining on stage, making the brightest performances in the history of world rock and roll. Probably, given his reckless behavior, Richards decided to insure his fingers in the amount of 2 million dollars with Lloyd's, following the example of other music stars.
Betty Grable's legs. In the middle of the 20th century, this actress also became famous as "the girl with the legs for a million dollars." At one time, Betty's bosses at the 20th Century Fox studio turned to the same Lloyd’s company and insured the most recognizable parts of their star's body - the legs - from damage. The amount of payments could be huge for that time money - 1 million dollars.
Jimmy Lee Curtis feet. And again the legs, which this time took part in the advertising of the stockings. The beautiful limbs of the actress were insured for $ 2 million. Obviously, foot insurance has become very popular with actresses and singers. The singer Rihanna, actress Marlene Dietrich also acquired similar policies ...
Dolly Parton's chest. Many believe that Dolly has the most beautiful voice in the history of the country and in general of all Western music. However, truly world fame became possible thanks to the physical characteristics of the singer. In the 70s it became known that Parton insured her breasts for 600 thousand dollars, fearing, apparently, that she would lose her excellent shape. In the 80s, the singer significantly lost weight, and in 2002 she even underwent plastic surgery, wanting to return the insurance subject to its former shape.
Egon Roneya's organs of taste. Some professionals make money with their taste. For example, one British journalist Egon Ronay, who writes a lot on culinary topics, insured his taste buds for half a million. The insurers from Lloyd’s have established that they will pay Roney the amount specified in the contract within three months if he can prove that his taste sensations, and with them his professional level, have decreased for any reason.
Mustache Mervie Hewes. Professional cricketer Mervie Hewes has become instantly recognizable and famous thanks to his lush mustache. Who would refuse such a thing? So the athlete insured his facial hair for as much as 400 thousand dollars. However, if Hewes decides to shave off his mustache, then his insurance will be immediately canceled, and he himself will receive nothing.
Hands involved in advertising. There are many women whose hands are naturally beautiful. They can be envied, because with the help of advertising, you can earn a fortune. Naturally, for the period of filming and an active career, hands are insured for amounts up to 200 thousand dollars. Alas, a career cannot be long - it ends immediately with the first signs of skin aging.
Jimmy Durante's nose. In the history of American show business, Jimmy Durante remained one of the most expressive and recognizable characters. The basis of his fame was his nose, which the owner himself called nothing but "snobel". Durante even insured his treasure for an impressive $ 50,000.
Ben Turpin's eyes. If you decide to start a career in show business, do not be afraid that squint will become an insurmountable obstacle. This was proved by the silent movie star, comedian Ben Turpin. He always believed that his squint was nothing more than the key to fame. As a result, it was Turpin who became the first star to insure his organ with Lloyd's. The policy guaranteed a payment of 25 thousand dollars if the star's vision suddenly improves to normal.
Thalia Bette Davis. Such insurance is hardly possible today. After all, the whole world is seized by the problem of obesity and overeating, and the fast food industry rules everything. All this constantly threatens the weight of celebrities, hardly anyone would dare to insure their waist. But in the 30s this was still possible - the movie star Bette Davis insured the volume of her figure for 28 thousand dollars.